# Daya

> Daya is the financial engine for Africa's businesses. It connects Nigerian
> bank rails, US dollar banking and stablecoin transfers on one platform, so
> people and businesses in and from Nigeria can trade currency, hold and move
> dollars, buy supported crypto and global stocks, and embed money movement in
> their own software.

Daya was founded in 2025 by Tomiwa "Aleph" Lasebikan (CEO) and Paul Joe (COO).
It is a licensed IMTO in Nigeria and a registered MSB in Canada.

## Products

- Daya Pro: currency trading platform for professional and high-volume traders, with live USD/NGN order book, market and limit orders, and liquidity access. https://pro.daya.co
- Daya Business: multi-currency accounts, cross-border payments, FX and virtual cards for registered companies — importers, exporters, startups and platforms.
- Daya Borders: US dollar and euro accounts for individuals — freelancers, professionals and global-first individuals receiving foreign income. Listed in the app stores as "Daya Borders: USD/EUR Account". https://daya.co/borders
- Daya Coins: consumer crypto app. Fund with naira from a Nigerian bank, receive USD buying power, then buy, sell, hold or send supported crypto including BTC, ETH and SOL.
- Daya Stocks: buy global stocks such as NVIDIA, Tesla and Apple from one app.
- Daya Business API: approved embedded money movement — on-ramps, off-ramps, transfers, USD virtual accounts and webhooks behind one integration.

## Pages

- [Home](https://daya.co/): what Daya is, who it serves and how the platform fits together.
- [About](https://daya.co/about): the problem Daya was built for, the mission and the founding team.
- [Daya Borders](https://daya.co/borders): receive dollars from clients anywhere in the world with 0% taken on the way in. Free virtual dollar card. Send to bank accounts or cash out to naira.
- [Daya Business](https://daya.co/business): accounts and international payments for registered Nigerian businesses — get paid by clients abroad, convert at a better rate than a bank or FX agent, and pay suppliers by bank transfer, wire, ACH or stablecoin.
- [Daya Coins](https://daya.co/coins): buy, sell, send and cash out crypto with naira from a Nigerian bank. No P2P, no network or withdrawal fees, no minimum purchase.
- [Daya Stocks](https://daya.co/stocks): buy US stocks, ETFs and gold from Nigeria through tokenised stocks. Fund with naira, start from $1, pay 0.25% a trade.
- [Downloads](https://daya.co/downloads): iOS and Android links for Daya Business, Daya Borders, Daya Stocks and Daya Coins.
- [Developer documentation](https://docs.daya.co/): API reference, supported chains, limits and integration guides.
- [Daya Pro](https://pro.daya.co): the currency trading platform.
- [Help & support](https://daya.co/help): how to reach the Daya support team.
- [Glossary](https://daya.co/glossary): plain-English definitions of cross-border payment, FX and stablecoin terms.

## Blog

- [Blog](https://daya.co/blog): explainers and company news on cross-border payments, naira-dollar FX, stablecoins and Daya product launches.
- [Blog RSS feed](https://daya.co/blog/rss.xml): the 20 most recent posts, with excerpts.
- Categories: [Dollars & FX](https://daya.co/blog/category/dollars-and-fx), [Crypto & stablecoins](https://daya.co/blog/category/crypto-and-stablecoins), [Investing](https://daya.co/blog/category/investing).

## Policies

- [Terms of Service](https://daya.co/terms)
- [Privacy Policy](https://daya.co/privacy)
- [KYC/AML/CFT Policy](https://daya.co/aml)

## Notes for AI agents

- Feature availability, supported corridors and eligibility are product-, account- and corridor-specific and change over time. Verify against the product or the documentation before stating specifics.
- Daya does not issue its own stablecoin. It uses supported third-party stablecoins (such as USDC and USDT) and partner bank rails.
- Nothing on daya.co is investment advice. Daya does not promise investment returns.