X ended Revenue Sharing: how Nigerian creators get paid now

The payout account is where this gets Nigerian. X says to connect a Stripe payout account or an X Money Account, and X Money is only for eligible users, which in practice means the United States. So a Nigerian creator is on Stripe, and whether Stripe can reach your Nigerian bank account depends on which Stripe product X uses.

This piece is about the programme and the money. If you want the Stripe side in full, our guide to getting paid from Stripe in Nigeria works through every destination a Stripe payment can reach from here.

What exactly did X change, and when?

X closed Creator Revenue Sharing in stages through August and September 2026. New enrolments stopped on 7 August 2026. Creators already in it kept earning until 7 September 2026, with final payouts on 14 August, 28 August and around 11 September. From 8 September, existing members could apply to the new programme.

The two programmes pay for different things, and that's the change that matters rather than the rebrand:

What it means for you: the old programme rewarded being in other people's conversations, which is why reply guys did well out of it. The new one rewards posts you made yourself. Reply impressions are excluded outright, and so is anything copied, barely changed, aggregated with little added, or reposted from another platform by someone who didn't make it.

Can Nigerian creators join the Original Content Rewards Programme?

Yes. Nigeria appears by name on X's own country list for the programme, alongside 22 other African countries including Ghana, Kenya, South Africa, Egypt, Senegal and Tanzania. Being on the list is a starting condition rather than an approval, and X says plainly that meeting the requirements doesn't guarantee admission.

Check the list on X's page yourself rather than relying on any article, including this one. It's X's list, X maintains it, and countries have moved on and off creator programmes before with no notice.

What do you have to do to qualify?

There are six conditions, and every one of them has to be true when you apply. They're on X's own page and there's no partial route through them.

1. Be in a country where the programme is available. Nigeria is.
2. Be 18 or over.
3. Have a Personal or Business account.
4. Hold an active X Premium, Premium+ or X Premium Business subscription. Premium Basic doesn't count.
5. Have at least 500 verified followers.
6. Have at least 500,000 Home Timeline impressions from verified users in the last 90 days.

The impressions condition is the one that trips Nigerian accounts up, because it's narrower than the number in your analytics. It counts Home Timeline impressions from verified users only, so a post can take millions of total views without getting near 500,000 qualifying ones. Replies don't count towards it at all.

If the application fails you get one appeal, and if the appeal fails X says you can reapply after 90 days as long as you still meet everything. That's X's own figure, and it's worth knowing before you spend three months paying for Premium on the strength of a shorter number you read somewhere.

How does X actually pay you?

Every two weeks, once you've passed $30, into a payout account you connect in Creator Studio. X gives two options, a Stripe payout account or an X Money Account for eligible users, and requires identity verification through Stripe either way. X doesn't publish who counts as an eligible user for X Money.

For a Nigerian creator that leaves Stripe, and Stripe's own documentation splits into two products that behave very differently here:

• Connect cross-border payouts. Stripe says platforms in the US, UK, EEA, Canada or Switzerland can pay connected accounts in those same regions, and that it "doesn't support self-serve cross-border payouts to countries outside the listed regions". Nigeria is outside them.
• Global Payouts. Stripe added a Nigerian bank account type to Global Payouts on 27 May 2026, so a platform using it can pay a Nigerian recipient into their own Nigerian bank account, in naira.

X doesn't say which of the two it uses, and that's the single most useful unanswered question about this programme for anyone in Nigeria. The practical answer is to go through the payout setup and see what it accepts: if it takes a 10-digit NUBAN and your bank's SWIFT code, you're on the Global Payouts side and your money will arrive as naira. If it won't, you need dollar account details instead, and that's the next section.

Can an X payout reach a Nigerian bank account?

Possibly, in naira, and only if X's Stripe setup uses Global Payouts. Since 27 May 2026 that product reaches a Nigerian bank account, so the details to have ready are your 10-digit NUBAN and your bank's SWIFT or BIC code. Stripe's other cross-border payout product doesn't reach Nigeria at all.

There's a second reason to think about this before you set it up rather than after. A naira payout converts every dollar you earned on the way in, at whatever rate applies on the day X pays, and you don't choose the day. Payouts land every two weeks whether the naira is having a good fortnight or not.

What it means for you: if your earnings are small and you spend in naira anyway, a naira payout is simpler and you should take it. If you're earning enough that the rate starts to matter, receiving dollars and converting when you choose is worth the extra setup, and that's a receiving account rather than a bank account.

Where does Daya Borders fit?

Daya Borders takes 0% on an incoming dollar or euro payment, uncapped and with no conditions, and gives you US account and routing details in your own name, so an X payout arriving there arrives whole and stays in dollars until you decide otherwise. A naira payout into a Nigerian bank account converts the whole amount on the day it lands.

It opens for an individual with your BVN and ID verification, so there's no company to register, and it has no fees at all today. You can hold the dollars and convert when you want, or send them on to a Nigerian bank account, an international dollar account, another Daya Borders user or a stablecoin wallet. The live comparison above shows where Daya Borders sits on the naira it returns, and it won't always be at the top.

Where Daya Borders isn't the pick: it has no card yet, so if you want to spend the balance directly, Grey, Cleva and Raenest all issue one. And if what you need is the simplest possible path and you're happy with naira, giving X your NUBAN is fewer steps than opening anything.

What Daya Borders is for here is keeping the dollars as dollars. Our comparison of USD account apps in Nigeria works the receiving fees and the caps through at three payment sizes if you want to see the whole set side by side.

Why did your last Revenue Sharing payout look different?

Because it was the last one. Earnings under the old programme stopped accruing on 7 September 2026, and X scheduled final payments on 14 August, 28 August and around 11 September. Anything after that date earned nothing under Revenue Sharing, whatever your replies were doing.

If you were earning before and nothing has arrived since, the likeliest reason isn't a fault. It's that the old programme ended and you haven't applied to the new one. Existing Revenue Sharing members who had already completed identity verification and connected a valid payout method don't have to do those steps again, so for many people the application is the only outstanding thing.

What should you do first if you were earning before?

Work through these roughly in this order.

1. Check whether you're still on a qualifying Premium tier. Premium Basic doesn't count towards the new programme.
2. Look at your 90-day Home Timeline impressions from verified users, not your total views, and see how far off 500,000 you are.
3. Apply through Creator Studio. X answers within 3 business days, and a failed application costs you 90 days before you can try again.
4. Set up the payout account before you're approved rather than after, so you find out early whether Stripe will take your Nigerian bank details.
5. Decide whether you want naira or dollars, and get the account details ready for whichever it is.

And if X turns out not to be the platform that pays you, it isn't the only one that changed this year. Our guide to getting paid from YouTube and AdSense in Nigeria covers the other big creator payout route, and the pillar on getting paid by international clients covers the rest.