Daya Business
Available nowImporters, exporters, startups, and growing businesses.
Open multi-currency accounts, convert naira at a live rate and pay suppliers abroad.
- Cross-border payments
- USD/EUR/GBP accounts
- Virtual cards
Downloads
Daya connects you and your business to the global financial infrastructure. Pick the app that matches how you move money.
Daya products
Daya Borders
Available nowFreelancers, professionals, and global-first individuals.
Receive foreign income, hold dollars and cash out to your Nigerian bank.
- Cross-border payments
- USD/EUR/GBP accounts
- Virtual cards
Daya Stocks
Available nowBuy global stocks in one click. Invest in equities.
Fund from your Nigerian bank and invest in dollars. No foreign brokerage account needed.
NVIDIA, Tesla, SpaceX, Apple & many more
Daya Coins
Available nowBuy crypto in a tap. For everyone going onchain.
Fund with naira and buy BTC, ETH, SOL and more. Withdraw naira whenever you want.
BTC, ETH, SOL & many more
Download questions
- Which Daya app do I need?
- If you have a registered company, start with Daya Business. If you are earning or spending across borders as an individual, use Daya Borders. Daya Stocks is for buying global shares and Daya Coins is for supported crypto. You can use more than one.
- Are the Daya apps available in Nigeria?
- Yes. Daya is Nigeria-first: all four apps support funding from a Nigerian bank account and payouts back to one. Some features, corridors and assets are enabled per account, so what you can access depends on your product and verification status.
- What do I need to sign up?
- A valid government-issued ID and, for Daya Business, your company registration details. Verification is handled in the app.
- Is Daya licensed?
- Daya operates as a licensed IMTO in Nigeria and a registered MSB in the United States. Our KYC/AML/CFT policy explains the verification, monitoring and screening we apply to every transaction.
- Do I need to understand crypto to use Daya?
- No. Stablecoins move value behind the scenes so payments settle in minutes instead of days, but the apps work like normal banking and investing apps.