BordersA US dollar account
Account and routing details in your own name. Share them with a client, or use them to withdraw from Upwork, Deel, Payoneer and anywhere else that pays into a US bank account.
Borders
Clients pay in dollars / euros.
You receive all of it.
Daya Borders gives you multi-currency account details to put on your invoice, a free virtual dollar card to spend with, and 0% taken from anything that lands.
$1 = ₦1,358.78
- Receiving fee
- $0.00
- Lands in your balance
- $1,000.00
- Convert to naira
- ₦1,358,780
You keep$1,000.00
Updated 19 Oct 2026, 16:01 WAT · Indicative rate
Converts to ₦1,358,780. You keep $1,000.00.
Naira per dollar, right now
| Provider | Per $1 | On $1,000 |
|---|---|---|
 Daya Borders0% to receive | ₦1,358.78 | ₦1,358,780 |
 GreyUpdated 19 Oct 2026, 16:10 WAT | ₦1,351.57 | ₦1,351,570 |
 ClevaUpdated 19 Oct 2026, 16:09 WAT | ₦1,347.00 | ₦1,347,000 |
 RaenestUpdated 19 Oct 2026, 16:18 WAT | ₦1,347.00 | ₦1,347,000 |
 Chipper CashUpdated 19 Oct 2026, 16:08 WAT | ₦1,341.00 | ₦1,341,000 |
- Daya Borders0% to receive
- Per $1
- ₦1,358.78
- On $1,000
- ₦1,358,780
- GreyUpdated 19 Oct 2026, 16:10 WAT
- Per $1
- ₦1,351.57
- On $1,000
- ₦1,351,570
- ClevaUpdated 19 Oct 2026, 16:09 WAT
- Per $1
- ₦1,347.00
- On $1,000
- ₦1,347,000
- RaenestUpdated 19 Oct 2026, 16:18 WAT
- Per $1
- ₦1,347.00
- On $1,000
- ₦1,347,000
- Chipper CashUpdated 19 Oct 2026, 16:08 WAT
- Per $1
- ₦1,341.00
- On $1,000
- ₦1,341,000
Updated 19 Oct 2026, 16:01 WAT · Indicative rates · Conversion rate only. Receiving fees vary by provider. Competitor rates sourced from Monierate and providers' own rates.
A dollar account, a card, and nothing taken off the top
0% on money coming in
We take nothing from an incoming dollar payment. If a client sends $1,000, your wallet balance goes up by $1,000.
A free virtual dollar card
Coming soonCreate a virtual dollar card at no cost and spend online. Use your Daya Borders balance for supported online USD payments.
Once it lands, it is yours to move.
Cash out to naira
Convert and withdraw to any Nigerian bank account.
Spend it
Coming soonUse your virtual dollar card for online payments.
Send it on.
To an international bank account or another Daya user.
How to get set up
Open your account.
Download the app, sign up, and complete verification with your BVN or NIN.
Share your dollar details.
Put them on an invoice, or add them to Upwork, Deel or Payoneer as your withdrawal account.
Get paid, then move it.
Spend on your card, send it to another wallet, or cash out to naira.
Made for people who get paid by the rest of the world
Freelancers and contractors.
Design, dev, writing, consulting. Invoice in dollars, get paid like a local.
Remote employees.
Salary from a company abroad, into an account that holds dollars.
Creators.
Platform payouts, sponsorships and brand deals from outside Nigeria.
Frequently Asked Questions
No. Daya Borders is for individuals. If you have a registered company and need team access or supplier payments, Daya Business is the better fit.
Any of them. You get US dollar and euro account details, so anyone who can pay into a US or a European bank account can pay you.
It stays in the currency it arrived in, dollars or euros, until you convert it.
Borders is for you as an individual. Business is for a registered company, with business verification and supplier payment needs.
Stop paying to get paid.