Glossary
The normal way money moves between US banks. Most payments from clients and platforms like Upwork arrive this way. It is cheap or free to receive and takes one to three working days. The name on your account must match the name your client paid, or the payment fails.
A comparison of virtual dollar accounts for Nigerian freelancers: fees, cards, platform payouts from Upwork and Fiverr, and when a domiciliary account still wins.
Since May 2026, remittance apps must pay out in naira at the official rate. Here is what still gets you dollars, what each route costs, and how to pick.
