BordersYour name on it
KDP needs the name on the account to match yours exactly. This one does.
Borders
For Amazon KDP authors
A US bank account for your
Amazon KDP royalties.
Get your KDP royalties paid in dollars into an account in your own name, with 0% inbound fees.
Cross River BankChecking · US dollar account
ActiveWORKS WITH
Amazon KDP
and more
and moreYour royalties land.
All of them.
Daya Borders takes 0% when US dollars arrive in your account. If KDP sends you $500, $500 lands in your balance.
$1 = ₦1,359.64
- Receiving fee
- $0.00
- Lands in your balance
- $500.00
- Convert to naira
- ₦679,820
You keep$500.00
Updated 14 Oct 2026, 12:30 WAT · Indicative rate
Converts to ₦679,820. You keep $500.00.
WHY YOU NEED A US ACCOUNT FOR KDP
The royalties are earned.
Receiving them is the problem.
You publish the book, Amazon sells it, but when it's time to receive the royalty payment, you're stuck.
If you withdraw in naira, you can lose money to fees and the exchange rate.
You could try receiving in dollars instead. But not every US account works with KDP.
Well, the account Daya Borders gives you does work with KDP.
A US dollar account
in your own name.
Account and routing numbers
The two numbers KDP asks for when you add a bank account.
A checking account
When KDP asks checking or savings, choose checking.
Paid on other platforms too? Daya Borders lets you receive payments from Upwork, Payoneer, Deel, Stripe, US employers and anyone else who sends you money.
More naira from
every dollar.
Compare what you get per dollar with other providers, updated through the day.
| Provider | Per $1 | On $500 |
|---|---|---|
 Daya Borders0% to receive | ₦1,359.64 | ₦679,820 |
 GreyUpdated 14 Oct 2026, 12:30 WAT | ₦1,346.02 | ₦673,010 |
 ClevaUpdated 14 Oct 2026, 10:05 WAT | ₦1,343.00 | ₦671,500 |
 Chipper CashUpdated 14 Oct 2026, 10:03 WAT | ₦1,342.00 | ₦671,000 |
- Daya Borders0% to receive
- Per $1
- ₦1,359.64
- On $500
- ₦679,820
- GreyUpdated 14 Oct 2026, 12:30 WAT
- Per $1
- ₦1,346.02
- On $500
- ₦673,010
- ClevaUpdated 14 Oct 2026, 10:05 WAT
- Per $1
- ₦1,343.00
- On $500
- ₦671,500
- Chipper CashUpdated 14 Oct 2026, 10:03 WAT
- Per $1
- ₦1,342.00
- On $500
- ₦671,000
Updated 14 Oct 2026, 12:30 WAT · Indicative rates · Conversion rate only. Receiving fees vary by provider. Competitor rates sourced from Monierate.
Get your KDP account
in four steps.
Sign up on Daya Borders
Download the app and create your account.
Complete verification to get your account
Once you complete KYC, you get your US bank account in your name.
Add it to KDP
Copy your Cross River Bank details from the app — the account marked Amazon KDP — and add them to your KDP account.
Get paid
Your royalties land in your Daya Borders balance with 0% taken.
Once it lands,
it's yours to move.
Cash out to naira
Convert and withdraw to any Nigerian bank account.
Send it on
To an international bank account or another Daya Borders user.
Spend it
Coming soonUse a virtual dollar card for online payments.
Questions authors ask
Yes. KDP doesn't offer direct deposit to Nigerian bank accounts, but it does pay into US bank accounts. Daya Borders gives you a US account in your name that works with KDP, so your royalties arrive by direct deposit, in dollars.
A US bank account in your own name, with an account number and a routing number. Daya Borders gives you one with Cross River Bank, which is the account that works with KDP.
Nothing. Daya Borders takes 0% when your royalties land.
Yes. KDP pays a US bank account in US dollars for sales on its other stores too, including the UK and Europe.
Yes. It stays in dollars until you choose to convert it.
Yes. In KDP, go to "Getting Paid" and edit your bank account to add your Cross River Bank details from Daya Borders.
Yes. Daya Borders lets you receive payments from Upwork, Payoneer, Deel, Stripe, US employers and anyone else who sends you money.
No. You can open Daya Borders as an individual.
No. Daya Borders isn't affiliated with or endorsed by Amazon. KDP pays royalties into US bank accounts, and we give you one in your name.
No. KDP's tax interview is between you and Amazon, and we can't advise on it.
Every dollar KDP pays you,
in your balance.
A US account in your name. 0% taken when your royalties land.