Glossary
A test version of a payment system, with fake money. Developers use it to check that everything works before real customers arrive. Nothing in it is real, so a successful test payment there does not mean money moved. The Daya API has one.
You have two options: get licensed and build it yourself, or integrate a licensed provider. Here is what each involves, what an on-ramp actually needs, and what it costs.
What a naira on-ramp API has to do, which six providers do it, and what each one publishes on price. Fees taken off the providers' own pages on 23 September 2026.
