Building on Daya's API: on-ramps, off-ramps, transfers, virtual accounts and webhooks, with working examples.
Registering a crypto business in Nigeria runs through the SEC's incubation programme. It costs ₦2.2m in fees, and fourteen firms hold an approval-in-principle. None has finished.
A naira collection settled in a stablecoin needs four steps and one check nobody mentions: whether the chain you picked allows withdrawals of the asset you picked, not just deposits.
Six of the nine naira virtual account APIs publish a price, and the cheapest one changes with your transfer size. Squad is 0.25%, Daya API 1% capped at ₦100, Monnify 1.5%.
Fincra's full price list sits in a sheet linked from its developer docs. Here's what it charges, what Paystack, Daya API, Squad and Yellow Card charge, and which one fits your build.
Yellow Card closed its retail app in January 2026 and quotes API pricing per account. What Daya API, Fincra, Paystack, Flutterwave and Bitnob publish instead, and where each cap sits.
What a naira on-ramp API has to do, which six providers do it, and what each one publishes on price. Fees taken off the providers' own pages on 23 September 2026.
How NGN to stablecoin on-ramps work, what to evaluate in a provider, what Nigerian regulation requires, and where integrations break.
Occasional email when we publish something new on payments, FX and stablecoins.
