Holding and growing money from Nigeria: dollar savings, global stocks, and the risks and rules that come with each.
Nigerian dollar investment apps let you start from $1. Getting out is the part that costs you, and only two of them publish what breaking a lock actually takes off your interest.
Nigeria taxes a US stock gain at your own income tax rate from 1 January 2026, and the ₦150m share exemption doesn't reach US shares. The US takes 30% of your dividends on top.
Bamboo charges 1.5% on a US stock trade. Trove and Hisa charge 1%, and Daya Stocks charges 0.25%. What each Bamboo alternative costs to trade, to start, and to take your money out.
Three things get called a tokenised stock, and only one has a real share behind it. What you own, how dividends and splits reach you, and why there is no vote.
What Bamboo, Daya Stocks, Hisa and Risevest each charge against Trove's 1% on foreign shares, and the three things Trove added in August 2026 that none of them have.
What Trove, Bamboo, Daya Stocks and dollar funds charge against Risevest's annual fee, why Hisa isn't really an alternative, and what leaving Risevest costs.
What Bamboo, Trove and Risevest each charge against Hisa's flat 1%, why Risevest isn't really a move away from Hisa, and what happened to Chaka.
What Bamboo, Trove, Risevest and Hisa each charge for a US stock trade, what you actually own on each, and why Chaka isn't on the list any more.
How Nigerians buy US stocks, how tokenised shares work and who holds them, and how foreign share gains are taxed here.
Occasional email when we publish something new on payments, FX and stablecoins.
