How money moves between Africa and the rest of the world: cross-border payments, naira-dollar FX, stablecoins and product news from the Daya team.
Binance's naira pairs went in 2024 and Quidax's P2P went in January 2026. For a merchant who needs naira liquidity, the order book is what's left, and two venues print a fee before you trade.
Payoneer's $1.50 withdrawal fee and its up-to-3% conversion fee are the same withdrawal with a different destination. The route you pick decides which one you pay, and what $1,000 leaves you.
Some memecoins are listed on Nigerian apps and most are not. What each route costs, how to buy a token straight from its contract address, and how to get the naira back out.
Two products hide behind this search: a virtual dollar card, and a USD account for receiving money from abroad. Here's the honest list for each, with every fee checked on 30 September 2026.
Deel's own published fee table, every withdrawal route open to a Nigerian contractor, the minimums on each one, and what your dollars lose before they reach naira.
Obiex advertises zero fees on every trade, so the cost sits in the rate it quotes you. Here's what Daya Pro, Quidax and the OTC desks publish instead, and what that means on a large USDT sale.
Verto publishes a full per-plan price list for Nigeria, which makes it easy to compare. Here is what it costs, and which account suits a Nigerian company better on each job.
Monica Cash sells crypto for naira in under 60 seconds but won't let you buy. Here's how Daya Coins, Breet and Quidax compare on what they charge, what they take and how they pay out.
Breet charges 1.5% to sell under $1,000, dropping to 0.5% above $5,000. Here's what Daya Coins, Quidax, Monica Cash and Spenda charge to turn crypto into naira in your Nigerian bank account.
Geegpay is Raenest now. What Raenest, Daya Borders, Grey, Cleva, Chipper Cash, Payoneer and Piggyvest charge to receive dollars in Nigeria, checked 24 September 2026.
Spenda does two jobs: naira in your bank, and a USD virtual card. Here's who does each one, and what Daya Coins, Breet, Monica Cash and Quidax charge, checked 25 September 2026.
What a naira on-ramp API has to do, which six providers do it, and what each one publishes on price. Fees taken off the providers' own pages on 23 September 2026.
Occasional email when we publish something new on payments, FX and stablecoins.
