Getting paid
Cleva alternatives in Nigeria
Six ways to receive dollars in Nigeria if Cleva isn't working out, with what each one charges to receive, convert and withdraw. Every figure checked on 15 September 2026.
Lade Falobi10 min read
Daya Blog
How money moves between Africa and the rest of the world: cross-border payments, naira-dollar FX, stablecoins and product news from the Daya team.
All posts, page 4
Crypto & stablecoinsWhy the USDT/NGN rate you're quoted is often wrong
Most crypto price trackers calculate a naira USDT price from the official dollar rate instead of reading a naira orderbook. The gap was ₦46.94 a dollar on 16 September 2026.
Lade Falobi9 min read
Crypto & stablecoinsHow to buy USDT in Nigeria
The real ways to buy USDT with naira, what each one costs, which network to send on, and what actually puts your bank account at risk. Every figure checked on 15 September 2026.
Lade Falobi10 min read
Crypto & stablecoinsBusha vs Quidax: which Nigerian exchange should you use?
What Busha and Quidax each charge to deposit naira, trade and withdraw, which of the two publishes its trading fee, and where each one is the better pick.
Lade Falobi8 min read
InvestingHisa alternatives in Nigeria (formerly Chaka)
What Bamboo, Trove and Risevest each charge against Hisa's flat 1%, why Risevest isn't really a move away from Hisa, and what happened to Chaka.
Lade Falobi10 min read
Dollars & FXWhy the black market rate differs from the official rate
The official rate and the street rate are set by different people, for different buyers. What the gap is today, why it exists, and which rate reaches you when a client abroad pays.
Lade Falobi10 min read
Crypto & stablecoinsTRC20 vs ERC20 vs BEP20: which network should you use?
What it costs to move USDT on Tron, Ethereum and BNB Chain today, what Nigerian platforms charge on top, and what happens if you pick the wrong one.
Lade Falobi10 min read
Getting paidHow to withdraw money from Upwork in Nigeria
Every way Upwork will pay a Nigerian freelancer, with the fee, the timing and the limit on each, plus an honest look at what the naira conversion costs on top.
Lade Falobi12 min read
InvestingBamboo vs Trove vs Risevest vs Hisa: best app for US stocks in Nigeria
What Bamboo, Trove, Risevest and Hisa each charge for a US stock trade, what you actually own on each, and why Chaka isn't on the list any more.
Lade Falobi9 min read
Money rulesNigeria's Money Rules in 2026
What changed in Nigerian FX, crypto and tax rules in 2026, what's law and what's still a draft, and what it means for how you earn.
Lade Falobi9 min read
InvestingHow to invest in US stocks from Nigeria
How Nigerians buy US stocks, how tokenised shares work and who holds them, and how foreign share gains are taxed here.
Lade Falobi9 min read
For businessesHow Nigerian businesses pay and get paid globally
Paying suppliers and contractors abroad from Nigeria, what Form A and Form M actually require now, and how to receive foreign currency.
Lade Falobi10 min read
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